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Highly Secure

Banking, Finance (NBFC) & Fintech

Next-Generation Core Banking & Loan Origination

The financial sector demands zero-tolerance security and absolute compliance. We develop RBI-compliant Core Banking Solutions (CBS) and Loan Origination Systems (LOS) for NBFCs, Nidhi Companies, and Microfinance institutions. Our platforms automate EMI calculations, CIBIL checks, and Non-Performing Asset (NPA) classifications.

Industry Pain Points & Engineered Solutions

Traditional Bottleneck

Strict RBI & MCA Regulatory Compliance

Aashriya Engine

System-Level Enforcement of RBI Guidelines

Traditional Bottleneck

High Risk of NPAs and Defaulted Loans

Aashriya Engine

Automated NPA Classification & Provisioning

Traditional Bottleneck

Inefficient Field Collection Processes

Aashriya Engine

Mobile App for Field Agents with Bluetooth Printing

Traditional Bottleneck

Manual EMI & Penalty Calculations

Aashriya Engine

Automated Flat/Reducing Balance EMI Logic

Pre-Engineered Compliance Frameworks

RBI Compliant Verified Protocol
MCA Nidhi Guidelines Verified Protocol
CIBIL Integrated Verified Protocol
Bank-Grade Encryption Verified Protocol

Related Field Implementations